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Likely loans

Likely Loans offers upfront, reasonable loans without any unpleasant surprises.

  1. Providing a simple online application that tells you if you’re eligible for a loan before you apply (so it doesn’t affect your credit score – we know it’s important to lots of our customers).
  2. Use advanced technology such as Open Banking to ensure what you’re applying for is affordable.
  3. Make sure that once you’ve completed an application with us and have been accepted, you get your money in the bank the next working day.
  4. And offering great digital servicing capabilities so that you can manage your loan how you want to – 24 hours a day 365 days a year, including live chat, and many other personalized solutions for you.

Our purpose is to simplify and personalize borrowing. We understand that many people have had challenges with borrowing in the past and are left excluded from mainstream banks.

So, we launched Likely Loans in 2014 and have been helping people with their borrowing needs ever since.

There are many ways we partner with our customers.

How to login Likely Loans

Just click on the Text LOGIN and you will be redirected to your destination.

Also Read: Time Finance | Time Finance login | Time Finance reviews

Likely loans reviews



If you have bad credit, Likely Loans is positioned as a lender who can provide you with a loan between £500 and £5,000. The fact that Likely Loans do not need a guarantor—a requirement that is uncommon among lenders for people with negative credit—is a key selling feature. Given this, their stated APR of 59.9% can be viewed as being relatively affordable.

Their online application may be completed pretty quickly, and consumers can get a decision on their loan practically immediately. Although their application procedure is quick, successful candidates would receive the monies the following working day, so it would be worthwhile to explore if you’re searching for same-day funding.

Customers’ good attitudes about the lender are shown in the online evaluations for Likely Loans, which are supported by their high position on our OPTIOSCORE with a score of 79.7. Customers have praised Likely Loans for their effective service, easy process, and reasonable repayments on, where they have an “excellent” rating.

Overall assessment: According to favorable internet evaluations and a straightforward website, Likely Loans appears to offer a reliable service to its clients. Likely Loans is a lender to think about if you don’t have a guarantor and have terrible credit.


  • Simple online applications just take five minutes to complete.
  • There are no extra fees or costs.
  • Without a guarantor, they accept consumers with bad credit.
  • Online instant decision
  • You might be a tenant or a homeowner.

Minimum criteria

  • You must be a citizen of the UK
  • You must be 18 years or older.
  • You should own some credit history.
  • You must have an account with a bank or building society.
  • No bankruptcies within the last year
  • You must be earning money (salary or pension)


  • Maximum APR 99.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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