**Can You Get a Mortgage on a Fixed Term Contract**?

**Can You Get a Mortgage on a Fixed Term Contract?**

Well, the answer to this question depends on two things:

- How long you’ve been a fixed-term contract worker
- How long is remaining on your current contract

In a nutshell, the longer you are a contractor the better, and the longer you’ve got left to go on your current contract, also again the better.

**Lender Requirements**

Normally, most lenders want you to be doing it for at least 12 months, but there can be some exceptions. For example, if you’re just starting a first contract and you’ve got 12 months to run on it, such as a newly qualified teacher, then that is one exception that can prove the rule.

**Income Calculation**

Assuming that we can use that contracted income, then it’s used normally very similar to how a permanent employee would be used. But also, sometimes look at using 46 weeks out of the 52 weeks to allow for things like holidays that you would normally have if you’re a normal employee.

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Also Read: What is a mortgage illustration and Why Its necessary?